Additionally, members of the sheet metal craft maintain heating and ventilation systems, as well . 866-855-1212. Route ERAs to your existing clearinghouse See our list of ERA clearinghouses Integrate with your EHR/PMS system See the systems we work with . Sheet Metal Workers' Local No. 104 spans 49 California counties from the Oregon border to Ventura County. If you qualify, the Plan will pay up to $31 per month for you and $31 per month for your spouse, if applicable, toward the cost of Medicare supplemental coverage or a Medicare Advantage Prescription Drug (MAPD) Plan offered by an eligible provider. Questions? BeneSys is a team of dedicated Taft-Hartley Trust Fund Specialists. 1228. sheet metal workers insurance provider phone number. See examples of our expertise in projects like Soldier Field, and throughout the Chicagoland area. Example: If you start working in Covered Employment on October 7, 2019 and work 870 hours in Covered Employment by October 6, 2020, your Plan participation will begin on January 1, 2021. Switchboard Hours are 8:00 a.m. to 5:00 p.m. Eastern Standard Time (EST). Meritain Health works closely with provider networks, large and small, across the nation. Over Kaiser Permanente. Our membership is made up of over 9,000 highly skilled craftspeople that are trained to perform a wide selection of skills such as . Upon Medicare's payment/denial, they will then need to submit to Sheet Metal Worker's. . Mo-Kan Sheet Metal Workers Welfare Fund Wellness Program. The Administrative Simplification section of the Affordable Care Act requires HIPAA covered entities to comply with new standards and operating rules for electronic transmissions. Our goal is to provide the highest quality craftsmen for the Residential, Commercial and Industrial construction industry. Please enable javascript or use another browser with javascript enabled to continue using this site. Additionally, you must have your Union dues deducted from your monthly pension or disability benefit. Who We Are. Medicare Supplement. SMART Sheet Metal Workers' Local #10 1681 East Cope Avenue Suite A Maplewood, Minnesota 55109 Office: 651-770-2388 | Fax: 651-770-8539 office@smw10.org sheet metal workers medicare supplement provider portal . sheet metal workers medicare supplement provider portalannalise mahanes height. Continental Life. 52-1466749. When Medicare is primary, your provider will need to submit to Medicare first. Our automated phone system may answer your call during weekends from April 1 - September 30. Local Union 73 Sheet Metal Workers are the most qualified contractors in the area for all aspects of sheet metal and HVAC. Box 10067 Manhattan Beach, CA 90266-8563. 401 (h) Supplemental Insurance Subsidy Highlights Print This Section Print Full SPD The Sheet Metal Workers' National Pension Fund provides a 401 (h) Medicare Benefit to eligible Retirees and their Beneficiaries. If your login was successful you'll be directed to the appropriate page to begin. Goodlettsville, TN 37070 . sheet metal workers insurance provider phone number. Yes, you can pick up a form to authorize the deductions from the dispatch office, or the credit union. Monday - Friday: 8:30 a.m. - 4:30 p.m. - Office Monday - Friday: 7:30 a.m. - 4:30 p.m. - Phone Saturday and Sunday: Closed Fax - 708-449-7333 (General Office Fax) Fax - 708-449-7458 (Welfare Dept . When you're caring for a Meritain Health member, we're glad to work with you to ensure they receive the very best. Health Care Block: Kaiser Permanente. Box 1618 San Ramon, CA 94583 For electronic submission use Electronic Payer ID#38238. Northern Illinois Health Plan. Register now. Ironworkers Health and Welfare Fund offers a wide range of benefits for eligible active members and their dependents. projects. Northern Nevada Trust Fund. Sheet Metal Workers National Health address is PO Box 1449, Goodlettsville, TN 370701449, phone number (800) 831-4914 For Existing small business and new groups submitted with downloaded Employer applications: List Enrollment (Excel . The services you get go beyond the norm. Home - SMART LU 19. New to NWA, Register Now! If your login was successful you'll be directed to the appropriate page to begin. For TTY service for hearing impaired callers, call 711 for Telecommunications Relay Service and enter the toll free number you are calling. Phone Numbers: Toll-Free: (800) 947-4338 Direct Line: (310) 798-6572 Fax: (310) 798-0766 . BlueCross Nevada. That same year, SMBPACs Health Department processed and paid over $80 million in Fee-for-Service medical claims, HMO premiums, various vision and dental plans, and related and necessary ancillary services. Short term insurance. To be eligible for the benefits listed in the Schedule of Benefits, you must enroll in the SMW+ Plan, must make the required self-payment, must be receiving a pension from the Sheet Metal Workers' Local Union No. US Legal Forms is a trustworthy and well-known service that provides access to more than 85,000 . Supplemental Benefits; Benefit Consulting; About; Contact; 2001 Caldwell Dr., Goodlettsville, TN 37072 | 800-831-4914. Contact Customer Service by mail: Cigna Medicare . The Sheet Metal Benefit Plans Administrative Corporation (SMBPAC), a non-profit corporation, was established by the Trustees of the Sheet Metal Workers Health and Pension Plans of Southern California, Arizona & Nevada in 1991, specifically to directly administer those Plans, as well as a number of small related plans. how soon after gallbladder surgery can i get a tattoo. Medicare Supplement Providers; Dental Providers; Retirement Plans; Plan Administrators; Life insurance to meet . See all legal notices. BeneSys has provided Taft-Hartley Trust Fund Administration and I.T. Get preauthorization . 1 (800) 222-6700. Monday - Friday, 8 a.m. to 8 p.m. 1-855-753-4210 (TTY/TDD: 711) Medicare Part D Plans. EIN. Filing a health claim. Disclaimer and Privacy Policy | Terms of Use 2013 BeneSys Administrators All content on this site is copyrighted by BeneSys Administrators. Franklin, TN 37067-7285. In 2022 SMBPACs Pension Department oversaw the payment of nearly $103 million in pension benefits. The provider's terms, conditions, and policies apply. They maintain and rebuild locomotives that move freight, long-distance passenger train equipment and equipment used in commuter rail service. Underglaze Pencils Black, PO Box 1449 . Health Net. 111 North Sepulveda Boulevard, Suite 210 Manhattan Beach, CA 90266. Our telephone numbers are (703) 739-7000 or (800) 231-4622. Health benefits and health insurance plans contain exclusions and limitations. Short term insurance. Coordination of Your Plan Benefits with Medicare. Box 1618 . Even if you miss the 870-hour requirement during your first 12 months of Covered Employment, you can still become a Participant if you have at least 870 Hours of Work in Covered Employment during a Plan Year. Goodlettsville, TN 37070 United States. We provide the highest quality craftsmen for the residential, commercial, and industrial sheet metal industry. Administrators, Inc. sheet metal workers medicare supplement provider portal Yes, you must contact the Sheet Metal Workers Local 104 Credit Union at 1-800-464-5987. nba youngboy from the bayou release date. COMMERCIAL. Reminder: To register for access to the provider portal, you need the following information from two of your remittances from the past 90 days: Our customers (members/participants) depend on you for top-quality health care, which is why WPS works . To fill or refill prescriptions by mail, log into your Mail Portal! Box: P.O. Download the flyer below for more information and to get the access code. These are plans that meet government requirements per the Affordable Care Act. You now have the power to access information 24 hours a day, 7 days a week. services since 1979. If your SMWIA Membership Number is more than 6 digits, only enter the last six digits. Gain access to an online provider portal to easily search, view and print remittances ; Automatically receive ERA/EFT from new payers that join our payer list ; Register Now. This page includes only highlights of eligibility and participation requirements. Careers. Provider submissions Opens in a new window. Anthem Blue View Vision The Corporation is . Our superior craftsmanship, expertise and emphasis on safety allows us to get the job done right the first time.Browse our list of expert contractors. If you make an incorrect selection, you will have to go back and re-enter the patient info. Goodlettsville, TN 37070 . Q. When you're caring for a Meritain Health member, we're glad to work with you to ensure they receive the very best. If you are a Retiree who is eligible to enroll in Medicare, you and your Dependents may be eligible for the benefits listed in the Schedule of Benefits. The Sheet Metal Workers' International Association Local Union No.73 Welfare, Pension and Annuity Funds. Standing together to collectively bargain with our over 9,000 highly skilled craftspeople that are trained to perform a 35600. If Jacks company sends in the late contributions and late fees in October 2019 and makes 12 months of timely contributions for Jack and the other Employees for all months through October 2020, Jack will return to Covered Employment on November 1, 2020 and begin to earn Pension Credit and Normal Retirement Pension benefits. uncompensated hours over those years to establish the Plans as they are The Corporation is managed It's funded through employer contributions to SASMI for the hours you work in covered employment. 1 (800) 222-6700. sheet metal workers medicare supplement provider portalplum tomatoes benefits. For detailed information regarding the individual operating rules . . SWORD is now available to participants enrolled in the PPO health plan! United Healthcare Provider Number. sheet metal workers medicare supplement provider portal . 2023 Sheet Metal Workers National Pension Fund. Provider How can we help you? Sheet Metal Workers' Local Union No. Phone Numbers: Toll-Free: (800) 947-4338 Direct Line: (310) 798-6572 About Us. sheet metal workers medicare supplement provider portal Employee Benefit Administrators & Consultants Home; Index ; Step One: Choose Your Account Type. UMR is a third-party administrator (TPA), hired by your employer, to help ensure that your claims are paid correctly so that your health care costs can be kept to a minimum and you can focus on well-being . The Contributing Employer is required to contribute to the Plan on behalf of the Owner-Member pursuant to a CBA; The Owner-Member is working in Covered Employment; or. 111 North Sepulveda Boulevard, Suite 210 Manhattan Beach, CA 90266. Example: If you start working in Covered Employment on October 7, 2019 and work 870 hours in Covered Employment by October 6, 2020 . The Sheet Metal Workers Health and Pension Plans of Southern WHO WE ARE. in factor based risk modelBlog by ; sheet metal workers medicare supplement provider portal . Contact Customer Service by mail: Cigna Medicare . However, if you are eligible for, and enroll in Medicare Part D, you will lose your Prescription Drug benefits provided by the Plan. All Minnesota Health Care providers and group purchasers must use ASC X12 Version 5010 of the Minnesota Uniform Companion Guides. Web Design & Development by Matrix Group International, Inc. Employee Benefit. COMMERCIAL. All rights reserved. Zenith American Solutions has invested in a world class PMO (Project Management Office) that works to ensure each new implementation, enhancement, or change is managed to ensure a quality on time delivery. Get a free gift when you join AARP. Mutual of Omaha is a trusted provider of Medicare Supplement Insurance, Life Insurance, Finance and Mortgages. SWORD. 1989. More Ways to Simplify Payments. June 30, 2022 . Building construction projects that have skilled nba youngboy from the bayou release date. Within this website, you will now have access 24 hours a day, 7 days a week to commonly requested forms, useful links, and frequently asked questions regarding your benefits provided by the Plan. We hope you find value in your visit to this site and we are open to any suggestions you might want to offer. Please select the correct patient from the list below. 3180 Fairview Park Drive Suite 400 Falls Church, VA 22042. 401 (h) Supplemental Insurance Subsidy Highlights Print This Section Print Full SPD The Sheet Metal Workers' National Pension Fund provides a 401 (h) Medicare Benefit to eligible Retirees and their Beneficiaries. sheet metal workers insurance provider phone number. Health Care. Four years of classroom and on-the-job training, plus continuing education, make Local Union 73 Sheet Metal Workers the most professional and efficient in the industry. UMR offers flexible, third-party administration of multiple, complex plan designs and integrated in-house services. Group Number. Gain access to an online provider portal to easily search, view and print remittances ; Automatically receive ERA/EFT from new payers that join our payer list ; Register Now. The tests are completely free. Current fund participants can check eligibility, claims status, view/print EOB's and access plan documents. As a group of craftspeople who stand behind our Medication Home Delivery. 877-923-6379 Continental Life. The app was rolled out effective January 1, 2021, and is a new option for participants to use either in place of, or to supplement, traditional telephone calls or written correspondence with the nurse. BeneSys has provided Taft-Hartley Trust Fund Administration and I.T. Sheet metal workers, light alloy fabricating Tyne & Wear (11) Sheet metal workers, precision, ferrous metals Tyne & Wear (5) We're here to help. Fax: 248-813-9898, 700 Tower Drive, Suite 300 AARP Health Care Options. Aetna. The NW Sheet Metal Workers Pension Plan is managed by a Board of Trustees comprised of both union and employer representatives. Could my union dues be deducted from my vacation account? Aetna. Health benefits and health insurance plans contain exclusions and limitations. One of Nashville's top workplaces. The NW Sheet Metal Workers Pension Plan is managed by a Board of Trustees comprised of both union and employer representatives. Northern Illinois Health Plan. 866-855-1212 to request a claim form. Enter the following information: (All fields are required) Please enter your 9 digit Social Security Number and 6 digit SMWIA Membership Number. More Ways to Simplify Payments. More Ways to Simplify Payments. You are eligible to participate in the Plan if you: Your Plan participation begins on the first January 1 or July 1 after you have completed a Year of Service, which is a 12-month period in which you had at least 870 Hours of Work in Covered Employment. Subscriber Insurance ID. Contact Information . installation, detailing, and testing and balancing of sheet metal 52-1466749. wide selection of skills such as the production, fabrication, United Health Care. You can access preventive care and prescription savings, as well as exercise programs that fit your lifestyle. 104 Announcements from SMW 104 regarding COVID-19 Announcements from SMW 104 regarding COVID-19 View Notices. Find a form. Our Kaiser Permanente. Iron Road holds a Section 1833 Health Care Prepayment Plan (HCPP) contract #H4652 with CMS and is authorized to make Medicare Part B payments only to participating physicians. Meritain Health is the benefits administrator for . To change patients, you will have to reenter their credentials on the search section and select the correct patient name. Claim forms and specific claim filing instructions may be downloaded by clicking on Claim Forms within the Colonial Penn Healthcare Provider Services Web site. 73 Pension Fund (hereafter referred to as the Pension Fund or Pension Plan), and: The pension that you are receiving from the . You may email the Board of Trustees at NPF Board of Trustees, 3180 Fairview Park Drive, Suite 400 Sheet Metal Workers National Health Fund Goodlettsville, TN. Shared Administration. If you are covered by this Plan as a Retiree and you are eligible to enroll in Medicare Part D, you are not required to enroll in Medicare Part D. The Plan will pay your Prescription Drug Benefits, without taking eligibility for Medicare Part D into account. Monday - Friday, 8 a.m. to 8 p.m. 1-855-753-4211 (TTY/TDD: 711) Employer Plans. An Owner-Member is not eligible to earn benefits in the Plan if his or her Employer is knowingly delinquent in making contributions under the terms of the CBA. February 10, 2022 by . You are eligible to participate in the Plan if you are: Your Plan participation begins on the first January 1 or July 1 immediately after you have completed a Year of Service, which is a 12-month period in which you had at least 870 Hours of Work in Covered Employment. The team uses PMI standards and project management tools along with IT industry best practices. work with pride, we continue to innovate and raise the standards of trader joe's root vegetable fries air fryer what is the future tense of climb A. The Sheet Metal Workers' Health and Pension Plans of Southern California, Arizona & Nevada were established in the 1950's. sheet metal workers insurance provider phone number. NTEE code . If you are a Retiree who is eligible to enroll in Medicare, you and your Dependents may be eligible for the benefits listed in the Schedule of Benefits. today. The license was issued on February 23, 2023 with license number #1101773, expiring on February 28, 2025. Meritain Health works closely with provider networks, large and small, across the nation. EIN. Requesting Pension Estimates and Applying for Benefits, If You Die Before You Commence Your Retirement Benefits, Your Rights Under the Employee Retirement Income Security Act of 1974, work for an employer that contributes to the Plan according to the terms of a, A sheet metal worker who works in the unionized segment of the, An employee who works in an applicable job classification for a Local Union or a Related Organization (e.g., a JATC) that contributes to the Plan according to the terms of an Adoption Agreement or a Participation Agreement, An Owner-Member, who owns stock in, or is an officer or director of, a Contributing Employer, or whose spouse owns stock in, or is an officer or director of, a. Monday - Friday: 8:30 a.m. - 4:30 p.m. - Office Monday - Friday: 7:30 a.m. - 4:30 p.m. - Phone Saturday and Sunday: Closed Fax - 708-449-7333 (General Office Fax) Fax - 708-449-7458 (Welfare Dept . Facility claims for our Medicare members will be billed through the facility's selected Medicare Intermediary. There is a login box in the upper right corner. sheet metal workers insurance provider phone number. Troy, MI 48098-2808 Click on Find Care at the top of the page on the right side. BlueCross California. Enter the following information: (All fields are required) Please enter your 9 digit Social Security Number and 6 digit SMWIA Membership Number. If you are already retired, please visit the Pensioners page. 111 North Sepulveda Boulevard, Suite 100 . Affordable Care Act. Falls Church, VA 22042. . Find professional Fairfax Sheet Metal Workers documents all in one spot. February 10, 2022 by . You can use your HCRA to receive reimbursement for qualifying health care expenses . trader joe's root vegetable fries air fryer what is the future tense of climb 1228. You may also phone us at (800) 231-4622, (703) 739-7000 or fax to (703) 683-0932. More Details. Combining physical care specialists with easy-to-use technology, SWORD is far more than just convenient. SOUTHERN CALIFORNIA, ARIZONA AND NEVADA . Please call (775) 826-7200 to verfiy if you should be sending claims to Northern . United Health Care. What Is The Executive Attention Network Responsible For. You deserve some peace of mind. All members interested in participating in the Fund's annual Wellness Program/Health Screening contact us at 1 (816)531-0334 or 1 (866)531-5488. Health Care. COMMERCIAL. Possessing a solid base of knowledge and skills is crucial to ET 1-877-231-2417 Our goal is to provide the highest quality craftsmen for the Residential, Commercial and Industrial construction industry. 1 (800) 88CIGNA. 2001 Caldwell Dr., Goodlettsville, TN 37072 | 800-831-4914. sheet metal workers medicare supplement provider portalplum tomatoes benefits. Sheet Metal Workers' Local 19 represents over 4,300 skilled and licensed workers throughout Pennsylvania, New Jersey, and Delaware. Employee Benefit. Plans for people 65 or older or those who may qualify because of a disability or special condition. Call 1-844-852-5424. Pleasanton, CA 94566 Write To Us : Colonial Penn Life Insurance Company P.O. 111 North Sepulveda Boulevard, Suite 210 Manhattan Beach, CA 90266. If eligible, you can get Original Medicare through the federal government. Health insurance plans. Representatives are available Monday - Friday 7 a.m. - 9 p.m. Central Time. Coverage includes medical care, chiropractic care, prescription drugs, organ and bone marrow transplants. Below is a list of SMBPAC Health Providers. All National Health Fund and SMW+ questions and inquiries should be directed to Southern Benefits Administrators at (800) 831-4914. US Legal Forms is a trustworthy and well-known service that provides access to more than 85,000 . Track the status of your order, transfer prescriptions, view your medication history and more. The Sheet Metal Benefit Plans Administrative Corporation (SMBPAC), a If you have any questions or would like more information about participating in a Cigna health care network, please contact us. For detailed information regarding the individual operating rules . This website provides Participants and their dependents with online access to complete . Health insurance plans. Northwest Sheet Metal Workers Organizational Trust, Northwest Sheet Metal Workers Welfare Fund, Northwest Sheet Metal Workers Pension Fund, Northwest Sheet Metal Workers Supplemental Pension Trust, Western Washington Sheet Metal Training Trust, Northwest Sheet Metal Labor Management Cooperation Trust and Sheet Metal Workers Local 66 : Defendant: Associated Heating & Sheet Metal Inc: Case . United Healthcare - UHC. . It's also for those younger than 65 who are eligible because of a disability. Summary Programs + Results Financials Operations. Welcome to Sheet Metal Workers Local 28, in New York, NY. Silver Gold Bull is a Canadian-based precious metals dealer If you are looking for a trustworthy and reliable place to purchase precious metals, Silver Gold Bull is the right place to go. Plans that offer savings for employers, while supporting employee health. For TTY service for hearing impaired callers, call 711 for Telecommunications Relay Service and enter the toll free number you are calling. sheet metal workers medicare supplement provider portal. Plan G will cover almost everything except the Medicare Part B deductible, which is only $226 for 2023. Subscriber Insurance ID. L'oreal Champagne Blonde Before And After, sheet metal workers medicare supplement provider portalgiven a scenario, use appropriate microsoft command line tools. See all legal notices. information, forms and other Fund related items. Example: Jack is the owner of a company which has a CBA requiring Plan contributions. Fax: 248-813-9898, President and Senior Vice President, Clients West, VP, Systems Implementations and Client Services, Vice President & Associate General Counsel, Human Resources, https://www.benesys.com/about-us/our-people/tom-shaevsky/, https://www.benesys.com/about-us/our-people/kristin-geesey/. Example: If you start working in Covered Employment on October 7, 2019 and work 870 hours in Covered Employment by October 6, 2020 . 1229. Mission. Manhattan Beach, CA 90266, P.O. Administrators & Consultants. 800 Crescent Center Drive Suite 200. sheet metal workers insurance provider login. If your SMWIA Membership Number is more than 6 digits, only enter the last six digits. Claim forms and specific claim filing instructions may be downloaded by clicking on Claim Forms within the Colonial Penn Healthcare Provider Services Web site. EIN. 866-574-6088. If you are considering retirement, please visit the Non-Pensioners page. Box 10067 Manhattan Beach, CA 90266-8563. from the Oregon border to Ventura County. This page includes only highlights of the Plans 401(h) supplemental insurance subsidy. sheet metal workers medicare supplement provider portalplum tomatoes benefits. Box: P.O. See all legal notices. Home / Uncategorized / sheet metal workers medicare supplement provider portal. Hours of Operation . Official Site of Anthem Blue Cross Blue Shield, a trusted health insurance plan provider. (custodial care) Comfort items such as a hospital phone, TV or private room. Medicare eligible retirees may continue coverage under the Retiree Plan for specified . Fact Sheet Feb 27, 2023. Medicare Supplement and Medicare Advantage Plans. TO PROVIDE HEALTH INSURANCE BENEFITS FOR ELIGIBLE PARTICIPANTS. Website: www.sheetmetalsam.org . Call our Health Response Center at. Questions? Medical and Dental. For TTY service for hearing impaired callers, call 711 for Telecommunications Relay Service and enter the toll free number you are calling. AETNA APPS. trader joe's root vegetable fries air fryer what is the future tense of climb Cart. United Healthcare Provider Number. Call Us Toll Free for Service and Claims Questions : For all service inquiries and claims questions please call: 800 . Learn more about how we can serve you. 4530 Roosevelt Road Hillside, IL 60162 (708) 449-7373. the past six decades these Funds have provided Pension and Health employs approximately 35 individuals (represented by OPEIU 537), who Supplemental insurance coverage for those enrolled in Medicare Parts A and B. You'll leave AARP.org and go to the website of a trusted provider. BeneSys has provided Taft-Hartley Trust Fund Administration and I.T. Sheet Metal Workers Local 104 P. O. Learn about benefits. If you are enrolled in Medicare Part A and Part B, you may be eligible to participate in the Sheet Metal Workers Local 73 Supplemental Wraparound Insurance (SMW+). We provide the highest quality craftsmen for the residential, commercial, and industrial sheet metal industry. We have served Taft-Hartley Trust Funds and their plan participants for over 40 years and understand the nuances of Taft-Hartley benefit plans. Medicare Supplement : Colonial Penn Life Insurance Company P.O. Subscriber Employer. These tools focus on quality and ensuring . Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna). To view Documents and Forms click here . program is dedicated to ensuring men and women receive the highest Our membership is made up of over 9,000 highly skilled craftspeople that are trained to perform a wide selection of skills such as . Affordable Care Act (ACA) You can purchase individual health insurance through the Health Insurance Marketplace. International Association Once your participation has begun, it will continue as long as you remain in Covered Employment or are Vested in your benefit. AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Co. COMMERCIAL. You are eligible to participate in the Plan if you: work for an employer that contributes to the Plan according to the terms of a CBA. Our membership is made up of sheet metal workers insurance provider login. Participants . Employee Benefit Administrators & Consultants One of Nashville's top workplaces. Over the past six decades these Funds have provided Pension and Health benefits to many thousands of Sheet Metal Workers from many Sheet Metal Locals. Every home in the U.S. is eligible to order 4 free at-home COVID-19 tests. The classification of the license is C43 : SHEET METAL. You must be in continuous good standing as a Retired/disabled member, as provided in the SMART Constitution (limited dues paying members do not qualify), with your Local Union from the later of your Effective Date or January 1, 2002. Omaha, NE If you retired on a Normal Retirement Pension or an Early Retirement Pension, you are required to have worked 3,500 Hours of Work in Covered Employment in the five consecutive calendar years before your Effective Date, in a job classification under a CBA in which your Employer contributes at least the minimum Contribution Rates described above.
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